Best Debt Collection Agency With Proven Debt Recovery Solutions

We are the best business debt collection experts helping you recover and collect bad debt.  For decades, Lawson & Murphy has been trusted in the credit collection industry for effective debt collection services that help businesses recover delinquent accounts. As a seasoned full-service debt collection agency, we assist a wide range of industries with ethical and honest practices to settle their neglected invoices. Our debt recovery services are available throughout the entire United States.
 
We are commercial debt collection professionals and work to recover all types of debts owed to your business.  We service accounts for large companies, small businesses, and even sole proprietorships and help to recover bad debt that is owed to you.  Almost all your accounts can be placed for collection, whether a single debt or a whole  portfolio.
 
Whatever your business, whoever your creditors, however much is owed, or wherever the parties are located – Lawson & Murphy will take care of your collections, so you can take care of your business.
 
As a local collection agency, we strongly believe every company should be paid for every valid invoice. We continue to work until your invoices are fully paid or your customer is no longer financially viable.  No upfront debt collection fee.  We assume all the risk and ask for nothing until recovery is completed.

Let us become your in-house debt collections department

Are you a business with multiple or ongoing bad debt accounts?  We can relieve your in-house collections department from hours of struggling with the bad debt recovery process.  

As your debt recovery specialists, we work for you and allow you to choose to prioritize discretion, speed, or total financial return of the collections process.  Our goal when providing you with the best debt collections service is to collect maximum funds with minimal complications.  We do all the work on your behalf.  Request a free quote today.

HOW TO HIRE A COLLECTION AGENCY

YOU HAVE EVERYTHING TO GAIN AND NOTHING TO LOSE

​Hiring our professional debt collection agency is smart and easy.  If you need help with collecting debt, then either fill out the form on this site or give us a call at (855) 743-2561 and we can explain our debt collection process and begin to work at collecting your bad debt immediately.  Lawson & Murphy works “at-risk” and expects no fee without results.  You pay only for success, with shared benefits depending on the type and age of accounts.

Commercial Credit Collection Services

Debt Collection Services Near Me

​Does your business have unpaid invoices from your customers that need to be collected?  Lawson & Murphy is known throughout the industry as a debt collection agency that turns past-due accounts into current receivables. Our debt collection program is simple because it is based on a  “no collections, no-cost” basis.  No matter the type of debt that is owed to you, we will help you recover the bad debt.  ​​

• ​Oil & Gas Collections
• Pipeline & Drilling
• Small Business Collections
• Large Corporation Collections
• Medical Bill Collections
• Dental Collections
• Rental Collections
• Law Firm Collections
• B2B Deb Collection
• Student Loan Collection
• Government and Municipalities
• Healthcare
• Commercial

• Fitness Centers
• Communications Company
• Manufacturing
• HVAC
• Wholesale / Retail
• Shipping
• Logistics
• Aviation & Aircraft
• Trucking & Transportation
• Equipment & Machinery
• Construction
• Fines and Fees imposed by courts, law enforcement or government agencies
• And more ...

Collection Agency Serving Clients Nationwide

Our debt collections processes make us one of the few debt collection agencies to have a recovery rate noticeably higher than the industry standard. We take on all types of cases including Small Business Collections, Judgment Debt Collections, Commercial Collections, and more.  We have an extensive network of affiliate attorneys and are here to provide you with the collection recovery services you need.
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We currently serve clients with collections and recoveries in all 50 states. We have a large presence in Texas and Oklahoma, but do service clients all across North America.

When Should You Hire A Debt Collection Agency?

Working with a professional debt collection agency is always beneficial, but If you are unsure about getting a collections agency involved to help recover the money owed to you, ask yourself the following questions:

• Does the customer have a history of being financially unreliable?
• Is the customer not paying his / her debts, even with a payment plan?
• Is the customer not responding to your attempts to collect the debt?
• Is the customer refuting the charge and denying responsibility?
• Is the customer making false claims about your business, products, or services, to avoid paying?

If you can answer yes to any of these questions, then you should be working with our debt collection professionals. Our team of collection experts is compliant with federal, state, and local collection laws.

You can try collecting the debt yourself, but that can be a very stressful process and you may be less likely to recover the monies owed to you.  Lawson & Murphy has your best interest in mind so you have less to worry about. The longer you wait to collect bad debt, the more difficult it becomes to recover.  The reason it becomes more difficult is that the connections you have from the company that owes you money may leave, documents become harder to find as time passes by, promises or commitments are forgotten, and many other issues arise.
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Lawson & Murphy is a commercial collection agency helping small and large businesses with enhanced recovery collections. 

READY TO COLLECT YOUR MONEY?
​Talk To A Professional Debt Collector Now!
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Call Today: (855) 743-2561

What is debt collection?

Debt collection is a process where a company or collection agency works to collect past-due debts from customers or borrowers. If you get behind on loan payments, or credit card payments and get way past due, you may have already been contacted by a debt collector.
As a debt collection agency works to get the debts paid, they will contact all parties involved.  So if you have ever co-signed for a loan, if you happen to be an authorized user on someone else's credit card, and those loans go into default, you are at risk to be contacted by a collection agency looking to recover the payments that are delinquent and overdue.  
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Overdue debts can be anything, including:
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• Oil & Gas debt
• Small Business debt
• Medical debt
• Car/auto loan debt
• Personal loan debt
• Credit card debt
• Student loan debt
• Unpaid utility and phone bills
• Gym and Fitness Contracts

• Invoices unpaid for 60 days

Debt collectors are third-party entities that work on behalf of another company to collect past due debts. They get paid based on the success of the debt recovery, meaning the creditor pays the debt collector a percentage of the debt collected. Another method debt collection agencies use to make money is that they will sometimes buy bad debt for pennies on the dollar after you fail to pay back the debt to the original creditor — and then go after you to recover the monies owed.
​

How does debt collection work?

​Not all debt collection agencies operate in the same way, but all have the same end goal in mind and that is collecting bad debts.  Some collection agencies only deal with specific kinds of debt, but here at Lawson & Murphy, we are ready to tackle almost any type of debt that is owed to you.

When it comes to past-due debt, collection agencies when hired can come after old debt as soon as it’s a couple of months past due and indefinitely after that. The time frame to start the debt collections process may depend on the company collecting the debt, how much you owe, and the type of debt you have.
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As unpaid debt continues to go past due, the creditors will typically start communicating with you through written notices and phone calls trying to get the account current. If those attempts go on unsuccessful in getting you to pay what you owe, that is when they bring in the third-party debt collection agency and transition from the original creditor to the debt recovery specialists.
​

Does Lawson & Murphy collect debts in my state?

​​With offices throughout the USA and an international division based out of Chihuahua, Mexico, Lawson & Murphy can service all areas of the United States, and North America. 
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For what types of businesses and industries will you collect?

​​We have debt collection experience in many different types of businesses including, but not limited to, small and mid-sized businesses, corporations, nonprofits, and all types of industries including but not limited to oil & gas, healthcare, dental, communications, government, education, utilities, and home services, and more. 
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How much does it cost to submit accounts to collections?

​When it comes time for you to hire a collection agency, you can rest assured that we work on a “no collections, no-cost” basis. That means if Lawson & Murphy doesn’t collect on your account, you pay us nothing.  Ever.  Our debt collection fee is paid only after we are successful and produce results for you.  Contact us today to discuss your case and we will get started collecting the past due invoices.

Is a letter from a collection agency more effective than sending another invoice?

A letter from a collection agency shows your customer that you are serious about recovering the past-due balance on an account. Many times having a collection agency letterhead is enough to incite past-due consumers to pay. Having a collection agency send letters to your customer is very effective for debt recovery.
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Is there a minimum number of debts that my office can submit for collection?

No, we will accept as few as one account for collection. For more details, please contact our debt collection experts today at (855) 743-2561.
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Debt Collections in The USA
Let Us Collect Your Money Today!

Unfortunately, bad debt and unpaid invoices happen all across the United States.  The good news is we are ready to collect these bad debts for you and help you recover the money that is owed to you.  Our professional debt collection agency offers nationwide support to help you with getting paid on the bad debts. We provide debt collection services in every city across the United States. Contact us if you are ready to collect your money.

(855) 743-2561

State	Major Cities
Alabama	Birmingham, Montgomery, Mobile, Huntsville, Talladega, Tuscaloosa
Alaska	​Anchorage, Fairbanks, Juneau, Sitka, Ketchikan
Arizona	​Phoenix, Tucson, Mesa, Chandler, Glendale
Arkansas	Little Rock, Fort Smith, North Little Rock, Fayetteville, Springdale
California	Los Angeles, Oakland, San Diego, San Jose, San Francisco, Fresno, Beverly Hills
Colorado	Denver, Colorado Springs, Boulder, Aurora, Fort Collins, Lakewood
Connecticut	Bridgeport, New Haven, Hartford, Stamford, Waterbury
Delaware	​Wilmington, Dover, Newark, Middletown, Smyrna
​Florida	Jacksonville, Miami, Tampa, St. Petersburg, Orlando, Key West
​Georgia	​Atlanta, Augusta-Richmond, Columbus, Savannah, Athens
​Hawaii	​Honolulu, Hilo, Kailua, Kapolei, Kaneohe
​Idaho	​Boise, Nampa, Meridian, Idaho Falls, Pocatello, Sun Valley
​Illinois	​Chicago, Aurora, Rockford, Joliet, Naperville
​Indiana	Indianapolis, Fort Wayne, Evansville, South Bend, Hammond
​Iowa	​Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo
​Kansas	​Wichita, Overland Park, Kansas City, Topeka, Olathe
​Kentucky	​Louisville, Lexington, Bowling Green, Owensboro, Covington
Louisiana	New Orleans, Baton Rouge, Shreveport, Lafayette, Lake Charles
​Maine	​Portland, Lewiston, Bangor, South Portland, Auburn
​Maryland	​Baltimore, Frederick, Rockville, Gaithersburg, Bowie
Massachusetts	​Boston, Worcester, Springfield, Lowell, Cambridge
Michigan	Detroit, Grand Rapids, Warren, Sterling Heights, Lansing
Minnesota	​Minneapolis, Saint Paul, Rochester, Duluth, Bloomington
Mississippi	​Jackson, Gulfport, Hattiesburg, Southaven, Biloxi
Missouri	Kansas City, Saint Louis, Springfield, Independence, Columbia
Montana	​Billings, Missoula, Great Falls, Bozeman, Butte
Nebraska	​Omaha, Lincoln, Bellevue, Grand Island, Kearney
Nevada	Las Vegas, Henderson, North Las Vegas, Reno, Sparks
New Hampshire	Manchester, Nashua, Concord, Derry, Rochester
​New Jersey	​Newark, Jersey City, Paterson, Elizabeth, Edison
New Mexico	Albuquerque, Las Cruces, Rio Rancho, Ruidoso, Santa Fe, Roswell
​New York	​New York, Buffalo, Rochester, Yonkers, Syracuse
North Carolina	Charlotte, Raleigh, Greensboro, Winston-Salem, Durham
​North Dakota	​Fargo, Bismarck, Grand Forks, Minot, West Fargo
Ohio	Columbus, Cleveland, Cincinnati, Toledo, Akron
Oklahoma	​Oklahoma City, Tulsa, Norman, Broken Arrow, Lawton
Oregon	Portland, Eugene, Salem, Gresham, Hillsboro
Pennsylvania	​Philadelphia, Pittsburgh, Allentown, Erie, Reading
Rhode Island	​Providence, Warwick, Cranston, Pawtucket, East Providence
​South Carolina	Columbia, Charleston, North Charleston, Mount Pleasant, Rock Hill
South Dakota	​Sioux Falls, Rapid City, Aberdeen, Brookings, Watertown
Tennessee	​Memphis, Nashville, Knoxville, Chattanooga, Clarksville
​Texas	Abilene, Amarillo, Austin, Dallas, El Paso, Fort Worth, Houston, Kermit, Longview, Lubbock, Midland, Odessa, San Angelo, San Antonio, Sweetwater, Tyler
Utah	​Salt Lake City, West Valley City, Provo, West Jordan, Orem
Vermont	​Burlington, Essex, South Burlington, Colchester, Rutland
​Virginia	​Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News
Washington	Seattle, Spokane, Tacoma, Vancouver, Bellevue
​West Virginia	Charleston, Huntington, Parkersburg, Morgantown, Wheeling
​Wisconsin	Milwaukee, Madison, Green Bay, Kenosha, Racine
​Wyoming	​Cheyenne, Casper, Laramie, Gillette, Rock Springs